{"id":9028,"date":"2026-09-08T16:09:05","date_gmt":"2026-09-08T14:09:05","guid":{"rendered":"https:\/\/www.herald-avocats.com\/?p=9028"},"modified":"2026-09-08T16:09:05","modified_gmt":"2026-09-08T14:09:05","slug":"anxiety-related-harm-caused-by-exposure-to-a-toxic-substance","status":"publish","type":"post","link":"https:\/\/www.herald-avocats.com\/en\/anxiety-related-harm-caused-by-exposure-to-a-toxic-substance\/","title":{"rendered":"Anxiety-related harm caused by exposure to a toxic substance: limitation periods clarified"},"content":{"rendered":"<h1 style=\"text-align: center;\">\u00a0<\/h1>\n<h1 style=\"text-align: center;\"><span style=\"color: #808080;\"><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">A<\/span>nxiety-related harm caused by exposure to a toxic substance: limitation periods clarified<\/span><\/h1>\n<h1 style=\"text-align: center;\">\u00a0<\/h1>\n<p><span style=\"color: #808080; font-family: 'trebuchet ms', geneva, sans-serif;\">Paris, the 7th september 2026<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-205 size-thumbnail\" src=\"http:\/\/www.herald-avocats.com\/wp-content\/uploads\/2018\/12\/ROSSIGNOL-Pierre-Yves-e1662039968585-150x150.jpg\" alt=\"Pierre-Yves Rossignol avocat assurances construction immobilier\" width=\"150\" height=\"150\" srcset=\"https:\/\/www.herald-avocats.com\/wp-content\/uploads\/2018\/12\/ROSSIGNOL-Pierre-Yves-e1662039968585-150x150.jpg 150w, https:\/\/www.herald-avocats.com\/wp-content\/uploads\/2018\/12\/ROSSIGNOL-Pierre-Yves-e1662039968585-300x300.jpg 300w, https:\/\/www.herald-avocats.com\/wp-content\/uploads\/2018\/12\/ROSSIGNOL-Pierre-Yves-e1662039968585.jpg 600w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/> \u00a0<\/strong><\/p>\n<p><span style=\"color: #808080;\"><a style=\"color: #808080;\" href=\"http:\/\/www.herald-avocats.com\/avocats\/pierre-yves-rossignol\/\"><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Pierre-Yves Rossignol<\/span><\/a>\u00a0 \u00a0 \u00a0 <\/span><\/p>\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif; color: #808080;\">By ruling that compensation claims for anxiety-related harm caused by exposure to a toxic substance are subject to the ten-year limitation period applicable to personal injury claims, the Mixed Chamber of the French Court of Cassation is requiring insurers to adapt their policies immediately.<\/span><\/p>\n<p><span style=\"color: #808080; font-family: 'trebuchet ms', geneva, sans-serif;\">In a judgment delivered on 29 May 2026 (French Court of Cassation, Mixed Chamber, 29 May 2026, No. 24-17.384), the Court clarified the limitation regime applicable to claims for compensation for anxiety-related harm resulting from exposure to a toxic or harmful substance. The Court held that, since anxiety-related harm is consequential upon a bodily injury, any action seeking compensation for such harm is subject to the ten-year limitation period provided for in Article 2226 of the French Civil Code :<\/span><\/p>\n<div><span style=\"font-family: 'trebuchet ms', geneva, sans-serif; color: #808080;\">&#8220;20. Anxiety-related harm resulting from the fear of an impairment of physical integrity caused by a high risk of developing a serious illness linked to exposure to a toxic or harmful product or substance is therefore harm consequential upon a bodily injury.<\/span><\/div>\n<div>\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif; color: #808080;\">21. Par cons\u00e9quent, l\u2019action de droit commun en r\u00e9paration d\u2019un tel pr\u00e9judice d\u2019anxi\u00e9t\u00e9 se prescrit dans le d\u00e9lai de dix ans \u00e0 compter de la consolidation du dommage pr\u00e9vu \u00e0 l\u2019article 2226 du Code civil. \u00bb<\/span><\/p>\n<div><strong><span style=\"font-family: 'trebuchet ms', geneva, sans-serif; color: #808080;\">Distilbene remains at issue<\/span><\/strong><\/div>\n<\/div>\n<div><\/p>\n<div><span style=\"color: #808080; font-family: 'trebuchet ms', geneva, sans-serif;\">This decision forms part of the long-running body of litigation concerning Distilbene (DES), a drug prescribed to pregnant women between 1948 and 1977 to prevent miscarriages. In the present case, a woman exposed to the drug <em>in utero<\/em> alleged that she had developed genital abnormalities, including a T-shaped uterus and cervical adenosis, and claimed compensation for anxiety-related harm. She argued that, as a result of this exposure, she lived with the fear of developing breast cancer, cervical cancer, or other diseases associated with DES exposure.<\/span><\/div>\n<\/div>\n<div><\/p>\n<div><span style=\"font-family: 'trebuchet ms', geneva, sans-serif; color: #808080;\">The Nanterre Judicial Court, whose decision was upheld by the Versailles Court of Appeal (Versailles Court of Appeal, 22 February 2024, No. 21\/07436), held that this anxiety-related harm constituted an independent moral injury and was therefore subject to the ordinary five-year limitation period under Article 2224 of the French Civil Code.<\/span><\/div>\n<div>\u00a0<\/div>\n<div>\n<div><span style=\"font-family: 'trebuchet ms', geneva, sans-serif; color: #808080;\">The French Court of Cassation overturned that ruling. Rejecting the characterization of anxiety-related harm as a purely moral injury, the Court held that it was consequential upon a bodily injury and therefore falls within the scope of Article 2226 of the Civil Code, which provides for a ten-year limitation period applicable to personal injury claims.<\/span><\/div>\n<\/div>\n<\/div>\n<div>\n<div>\u00a0<\/div>\n<div><strong><span style=\"font-family: 'trebuchet ms', geneva, sans-serif; color: #808080;\">Disparate Limitation Period Regimes<\/span><\/strong><\/div>\n<\/div>\n<div><\/p>\n<div><span style=\"color: #808080; font-family: 'trebuchet ms', geneva, sans-serif;\">The concept of anxiety-related damages (<em>pr\u00e9judice d\u2019anxi\u00e9t\u00e9<\/em>) was recognized by the Social Chamber of the French Court of Cassation in the context of asbestos litigation (Cass. soc., May 11, 2010, No. 09-42.241 and related cases).<\/span><\/div>\n<\/div>\n<div>\u00a0<\/div>\n<div><span style=\"color: #808080; font-family: 'trebuchet ms', geneva, sans-serif;\">[<a style=\"color: #808080;\" href=\"https:\/\/tribune-assurance.optionfinance.fr\/droit-technique\/prejudice-danxiete-lie-a-une-substance-toxique-delais-de-prescription-clarifies.html\">Read the rest of the article on La Tribune de l&#8217;Assurance&#8217;s website<\/a>]<\/span><\/div>\n<div>\u00a0<\/div>\n<div>\n<p style=\"text-align: justify;\"><img decoding=\"async\" src=\"https:\/\/tribune-assurance.optionfinance.fr\/typo3conf\/ext\/site\/Resources\/Public\/Frontend\/assets\/images\/logo-tda.svg\" alt=\"La Tribune de l'Assurance\" \/><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Article by Pierre-Yves Rossignol, Partner, for La Tribune de l\u2019Assurance.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[44],"tags":[],"class_list":["post-9028","post","type-post","status-publish","format-standard","hentry","category-alerts"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Anxiety-related harm caused by exposure to a toxic substance<\/title>\n<meta name=\"description\" content=\"Article by Pierre-Yves Rossignol, Partner in Insurance Law at HERALD Law Firm, for La Tribune de l\u2019Assurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.herald-avocats.com\/en\/anxiety-related-harm-caused-by-exposure-to-a-toxic-substance\/\" \/>\n<meta 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