Insurance law is very regulated and in constant evolution. Herald is one of the few law firms that has a perfect command of insurance and reinsurance and litigation, particularly for life and health insurance.
The lawyers of our banking and insurance department advise and represent insurers and intermediaries in every field of insurance law, whether they are established in France or in another EU state (but delivering services in France).
Herald’s team brings cutting edge expertise in insurance law to advise and support clients in areas such as:
– Distribution of insurance contracts, bancassurance;
– Referencing unit-linked on life insurance contracts;
– Writing and review of contractual and promotional documentation for insurance products;
– Sale and transfer of insurance portfolios;
– Partnerships between insurance professionals;
– Requirements for companies operating in France under free provision of services (LPS);
– Prudential regulation (minimum guaranteed interest rates, technical rates, profit sharing);
(taux minimum garantis, taux techniques, participation aux bénéfices…),
– Anti-money laundering / combating the financing of terrorism (AML/CFT)
– Relations with the French Prudential Control Authority (ACPR).
Herald’s Banking – Insurance lawyers also provide training sessions and briefings on current topics concerning the insurance sector.
Testimonials – The Legal 500, Mars 2025 :
‘Pierre-Yves Rossignol is extremely responsive and always thinks about the best solution for his clients, both legally and commercially. We have a good working relationship.’
‘Caroline Truong stands out for the quality of her legal analyses, the rigour with which she approaches each case and her great responsiveness. The cases entrusted to her are managed from A to Z with great expertise. She knows more than anyone else all the workings of civil litigation and stands out for her full command of the procedures. She invests herself fully in the development of clients and ensures that she understands and knows the client’s situation in order to better understand the cases entrusted to her.‘
‘Caroline Truong understands the major legal and jurisprudential trends in her field and anticipates future developments. The training courses she sets up are very instructive for this purpose and allow clients to better identify their future obligations.’
‘The team is particularly responsive and at the forefront of knowledge on all subjects relating to insurance law. They stand out for the quality of their advice and their ability to manoeuvre with great agility through the twists and turns of civil litigation. Their knowledge of the procedures and the workings of the courts gives them a great capacity for adaptation and strong instincts. The team members are always available and very attentive.’
‘The team is particularly responsive and competent on insurance topics. Their communication is extremely smooth (telephone, emails, Teams meetings, etc.) and the case law reviews are very useful to us.’